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Personal Accident Insurance

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*Premium quoted is annual & is inclusive of all applicable taxes

**Valid for renewals only

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Personal Insurance

Product Summary

With the personal accident insurance plan, you can fearlessly explore the many wonders that life has to offer. Personal accident pays the insured person or his nominee, a sum insured on the occurrence of the death resulting from bodily injury. The sum insured is valid when bodily injury is the sole and direct cause of the death of the insured person or causes permanent total disability within 12 months from the date of accident. Under Temporary Total Disablement Coverage the insured shall get a benefit of Rs. 5,000 per week for a maximum of 52 weeks. The Insured is eligible for this benefit only in case the accident temporarily incapacitates the insured from engaging in employment or occupation which he/she was capable of performing at the time of accident.

This policy does not cover losses arising out of the following:

  • Suicide/attempted suicide
  • Self injury
  • Venereal diseases
  • War and nuclear perils
  • Childbirth
  • Accident whilst under the influence of intoxication, liquor & drugs and mental disorder
Dedicated Helpline
@ ICICI Lombard - 040 66274201