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Car Insurance

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Motor Insurance

Product Summary

A car insurance policy is mandatory under the Motor Vehicle Act. The policy ensures that the car owner is protected from financial losses, caused by damage or theft to the vehicle and third party liability. With a cashless network of over 5200+ garages across India you can avail of cashless claim facility with very limited
out-of-pocket expenses.

    1. Loss or damage due to:

  • Accident, burglary or theft
  • Riot and strike
  • Fire explosion self-ignition or lightning
  • Natural Calamities
  • Transit by road, rail, inland waterways, air or lift

2. Personal Accident cover for owner/driver of the car

Death benefit of Rs.2 lakhs for the owner/driver in case of accidental death.


3. Third party bodily injury liability covers penalty to be given to victim

It covers the injury or death of the person hit by you.


4. Property damage liability

Covers penalty you need to pay in case of damage to the properties due to the accident caused by you up to the limits as specified in the policy.

    Loss or damage to the car is not included under following conditions:

  • Normal wear and tear
  • Depreciation of the car is not covered
  • Electrical & mechanical failure
  • If you drive the car outside India
  • If you are driving under the influence of alcohol or drugs
  • If the person driving doesn’t have valid driving license
  • Nuclear risks
  • If you use your vehicle for other purposes. Eg. If the private vehicle is used as taxi

To know more about add-on coverages click here


Buy Now

Dedicated Servicing & Claims Helpline
@ ICICI Lombard - 040 66274201