Please enable JavaScript in your browser for better use of the website.
Call Me Back

Car Insurance

Home » Car Insurance » Product Summary

  Renewal Reminder

Thank You

for showing interest.

 

We will call you back 30 days before your renewal month.

Loading...please wait

Call Me Back

Loading...please wait

Thank You

for showing interest.

 

We will call you back within 48 working hours.

Car Insurance

Product Summary

A car insurance policy is mandatory under the Motor Vehicle Act. The policy ensures that the car owner is protected from financial losses, caused by damage or theft to the vehicle and third party liability. With a cashless network of over 5200+ garages across India you can avail of cashless claim facility with very limited
out-of-pocket expenses.

    1. Loss or damage due to:

  • Accident, burglary or theft
  • Riot and strike
  • Fire explosion self-ignition or lightning
  • Natural Calamities
  • Transit by road, rail, inland waterways, air or lift

2. Personal Accident cover for owner/driver of the car

Death benefit of Rs.2 lakhs for the owner/driver in case of accidental death.

 

3. Third party bodily injury liability covers penalty to be given to victim

It covers the injury or death of the person hit by you.

 

4. Property damage liability

Covers penalty you need to pay in case of damage to the properties due to the accident caused by you up to the limits as specified in the policy.

    Loss or damage to the car is not included under following conditions:

  • Normal wear and tear
  • Depreciation of the car is not covered
  • Electrical & mechanical failure
  • If you drive the car outside India
  • If you are driving under the influence of alcohol or drugs
  • If the person driving doesn’t have valid driving license
  • Nuclear risks
  • If you use your vehicle for other purposes. Eg. If the private vehicle is used as taxi

To know more about add-on coverages click here

 

Dedicated Servicing & Claims Helpline
@ ICICI Lombard - 040 66274201

Are you an American Express Cardmember? Click here

The advertisement contains only an indication of the cover offered. For more details on risk factors, terms, conditions, and exclusions, please read the policy wordings carefully before concluding a sale.

General Insurance is underwritten by ICICI Lombard General Insurance Company Ltd. ICICI Lombard has its registered office at ICICI Lombard House, 414, Veer Savarkar Marg, Near Siddhivanayak Temple, Prabhadevi, Mumbai - 400025. IRDAI Reg No. 115. Bank's customer participation in the policy is entirely voluntary. Toll Free No. 1800 2666. Fax No 02261961323. CIN U67200MH2000PLC129408​. Website: www.icicilombard.com Email: customersupport@icicilombard.com

This information is provided by American Express Services India Private Limited (AESIPL), having its Principal Office at Metropolitan-Saket 7th Floor, Office Block, District Centre, Saket, New Delhi – 110017. Insurance Regulatory and Development Authority of India has authorized American Express Services India Private Limited (AESIPL) to act as a Corporate Agent from 1st April, 2022, to 31st March, 2025 for soliciting and procuring General Insurance business under Registration No. CA0194. The contents of this message (including any attachments) and the contents there of are attributable solely to ICICI Lombard General Insurance Company Limited ("Insurance Company'). No part of the same is either directly or indirectly, attributable to AESIPL. AESIPL does not accept any responsibility for ICICI Lombard/Bharti AXA's actions or decisions. AESIPL holds no warranty & makes no representation about claims processing. Insurance Company is liable to claims processing as per the terms and conditions of this Policy. In this role, AESIPL does not act as an agent or fiduciary for the insured, and may act on behalf of the insurance provider (as its agent or otherwise), as permitted by law. Please be aware that we receive up to 20% of the premium as commissions for all Non-Life insurance products from provider as per Insurance Regulatory and Development Authority of India guidelines.

The contract of insurance will be between insurance company and the Insured, and not between AESIPL and the Insured. AESIPL is acting merely as the Corporate Agent of insurance company. Your participation in this product is purely on a voluntary basis.

Product Code:

  • ICICI Lombard Complete Health Insurance: Misc 128, Personal Protect - 4111, Motor - Motor 01, International Travel - Misc 129, Smart Drive Private Car Insurance Policy - IRDAN139RP0032V01200809, Smart Traveler Insurance Policy (Individuals & Families) - IRDA/NL-HLT/BAXAGI/P-T/V.I/222/13-14, Smart Plan House Holders Package Policy - IRDAN139P0002V01200910, Health Shield 360 - 4177, UIN: ICIHLGP22083V022122

To understand and view our Data Protection and Privacy Principles, please visit us at- http://www.americanexpress.com/india/microsite/privacy_statement/index.html

To view our CSR Policy, Click here.

To view the Annual Return (2021-2022), Click here.

To view the Annual Return (2022-2023), Click here.

To view CSR Annual Action Plan (2022-2023), Click here.

To view CSR Annual Action Plan (2023-2024), Click here.