Please enable JavaScript in your browser for better use of the website.
Call Me Back

Car Insurance

Home » Car Insurance » Add-on coverages (Car Insurance)

  Renewal Reminder

Thank You

for showing interest.


We will call you back 30 days before your renewal month.

Loading...please wait

Call Me Back

Loading...please wait

Thank You

for showing interest.


We will call you back within 48 working hours.

Add-on coverages (Car Insurance)

Road Side Assistance


This add-on cover provides you with the right assistance in case you have an accident or a breakdown while driving


Key Features:

  • On road repair for minor breakdowns
  • Change of flat tyre
  • Provide emergency fuel
  • Towing facility till the nearest garage
  • Replace a lost key

Nil Depreciation Cover


A Nil Depreciation Cover ensures that at the time of claim, you will receive the full amount without any deduction for depreciation on the value of the parts replaced


Key Features:

  • Beneficial for a vehicle less than 5 years old
  • 100% repayment on depreciated parts during settlement
  • Repair costs of durables like tyres, batteries, airbags, nylon, etc. covered
  • Valid for 2 claims during the policy period

Engine & Gearbox Cover


This cover offers you financial protection when your car breaks down, due to damage to the internal parts of the engine and gearbox, arising out of leakage of lubricating oil due to accidental means or water ingression. Only one claim is valid during the policy period.

Invoice Price Cover


With this add-on cover, you can get the invoice value of your car along with the registration fees, road tax, and insurance without any depreciation if it gets stolen or completely damaged. Covers up to 2 years old vehicle from the date of commencement of the policy period.

Key Replacement Cover


This add-on covers the cost incurred to replace the vehicle key if it’s lost or stolen.


Key Features:

  • The add-on covers the cost of making a new key
  • The cost of the lock if needed to be replaced following the loss of the key is also covered. It is valid for up to 2 claims during a policy period
  • The add-on covers a cost of up to of Rs 25,000 per claim

Medical Expenses


This add-on covers the medical expenses arising due to accident while driving up to Rs 10,000 for you and the passengers traveling in the car.

Hospital Cash


This add-on gives you a lump sum amount for each day spent at the hospital in case of an accident in the car. It provides a daily cash of Rs 1,000 per day when hospitalized for up to 30 days. It is valid only for treatment by a registered practitioner.

Consumables Cover


This add-on covers expenses towards consumables like oil, nuts, bolts etc. which are unfit for further use, arising out of damage due to an accident or any such even. This is valid for vehicles insured within 5 years from the date of registration.

Ambulance Charges Cover


This add-on covers the charges of up to Rs 5000 towards transportation of the insured person in an ambulance to the hospital.

Dedicated Servicing & Claims Helpline
@ ICICI Lombard - 040 66274201