Critical Illness Insurance

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Product Summary

This cover will pay the benefit to the insured, if he/she is found to have a critical illness contracted during the period of insurance.

Major Exclusions

Survival period of less than 30 days
Any critical illness existing or for which the insured sought or received treatment prior to the inception date of the policy
Any critical illness discovered or discoverable within 90 days of the inception date of this Policy (but this exclusion shall not apply upon renewal subject to no break in insurance)
Pregnancy and childbirth
War, war like operations, nuclear weapons, ionizing radiation
AIDS or any sexually transmitted diseases

Dedicated Helpline

@ ICICI Lombard - 040 66274201 | @ Bharti AXA - 1800 103 5243 | @ PNB Met Life - 1800 425 6969 ('Select 1' for English and then 'select 5')

insuranceservices@aexp.com
SMS <CPP> to 5616166
(0124) 4405500Monday-Saturday9:30AM-6:30PM

The advertisement contains only an indication of the cover offered. For more details on risk factors, terms, conditions and exclusions, please read the policy wordings carefully before concluding a sale.

General Insurance is underwritten by ICICI Lombard General Insurance Company Ltd. and Bharti AXA General Insurance Company Ltd.

ICICI Lombard has its registered office at ICICI Lombard House, 414, Veer Savarkar Marg, Near Siddhivanayak Temple, Prabhadevi, Mumbai – 400 025. IRDAI Reg No. 115. Toll Free No. 1800 2666. Fax No 02261961323. CIN U67200MH2000PLC129408. Website: www.icicilombard.com Email: customersupport@icicilombard.com.

Bharti AXA has its registered office at 1^st floor, Ferns Icon, Survey No.28, Doddanekundi, Bangalore – 560037. IRDAI Reg No. 139. Toll Free. 1800 103 2292. SMS 5667700. CIN U66030KA2007PLC043362. Website: www.bharti-axagi.co.in. Email: customer.service@bharti-axagi.co.in.

Life Insurance is underwritten by PNB MetLife India Insurance Company Ltd. (PNB MetLife) having its principle office at No.5 Brigade Seshmahal, Vani Vilas Road, Basavanagudi, Bangalore – 560004. Toll free No. 1800-425-6969. Website: www.pnbmetlife.com Email: indiaservice@pnbmetlife.co.in.

This information is provided by American Express Banking Corp. (AEBC), India, having its Principal office at MGF Metropolitan, Office Tower, Level 7, District Centre, Saket, New Delhi-110017. Insurance Regulatory and Development Authority of India has authorized AEBC India to act as a Corporate Agent from 1st April, 2016 to 31st March, 2019 for soliciting and procuring General Insurance and Life Insurance business under Registration No. CA0066. The contents of this message (including any attachments) and the contents there of are attributable solely to the ICICI Lombard General Insurance Company Limited, Bharti AXA General Insurance Company Limited and PNB MetLife India Insurance Company Ltd. ('Insurance Company'). No part of the same is either directly or indirectly, attributable to AEBC. The participation of the Card member is purely on a voluntary basis. Any such person who purchases or otherwise subscribes to the Insurance Product would do at his/her discretion and shall not receive any advantages in additions to those which he/she would ordinarily be entitled to as an American Express Card member. AEBC India does not accept any responsibility for the Insurance Company's actions or decisions. AEBC holds no warranty & makes no representation about claims processing. The contract of Insurance is between the insurer and the insured and not between the bank and the insured. Insurance company is liable to claims processing as per the terms and conditions of this Policy. AEBC India identifies insurance providers and products that may be of some interest to some of their customers. In this role, American Express does not act as an agent or fiduciary for the Card member, and may act on behalf of the insurance provider (as its agent or otherwise), as permitted by law. Please be aware that we receive up to 15% of the premium as commissions for Non-Life insurance products and up to 30% in the first year and up to 7.5% of the premium in the subsequent years for Life insurance products from providers as per Insurance Regulatory and Development Authority of India guidelines.

Beware of spurious phone calls and fictitious/fraudulent offers. IRDAI clarifies to public that –

IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums
IRDAI does not announce any bonus

Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.

Product code:

ICICI Lombard Complete Health Insurance: Misc 128, Group Personal Accident- Misc 05, Motor- Motor 01, International Travel- Misc 129.
Bharti AXA General Insurance. Smart Drive Private Car Insurance Policy: 1 to 4/RD/BAGICL/MOTOR/08-09, Smart Traveler Insurance Policy (Individuals & Families) - IRDA/NL-HLT/BAXAGI/P-T/V.I/222/13-14, Group Health Insurance Policy: IRDA/NL-HLT/BAXAGI/P-H/V.I/94/13-14
PNB MetLife India Insurance Co. Ltd. Met Loan and Life Suraksha (Group Traditional Product): 117N080V01, PNB MetLife IRDAI registration number – 117.

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